Accepted Insurance plans

• Aetna

• Boon Chapman

• Cigna

• Medishare

• PHCS

• UHC

Please contact our office for the most up to date accepted Insurance plans.

Our office is not contracted with Medicare nor Medicaid.  Medicare rules prohibit us (or the patient) from filing secondary insurance claims since we do not accept Medicare as a primary.  We try to keep our self-pay fees reasonably priced for Medicare patients who choose to pay out-of-pocket for our services.

Payments / Billing

Payment is made at the time of service.  We accept cash, check, Visa, and Mastercard.

We highly suggest that you become very familiar with your insurance plan in regards to deductibles, health savings accounts, etc.  Even when a procedure is considered medically necessary (such as freezing a wart or removing a tender mole), the cost may be applied towards your deductible, and insurance will require that you pay the full or partial cost.  The cost of all medical procedures is determined by your specific insurance plan. We will call your insurance company prior to the appointment to confirm your deductible and copay amounts.  Please understand that the information that we are given from the insurance companies is not always accurate.  After billing has been reconciled with insurance, if you are owed money back, we will gladly send you a reimbursement check in the mail.

After the appointment, if you have any questions about your invoice, please contact the office at 832-871-4111 or billing@yourclearskin.com.

Referrals and Authorization

If insurance referrals and/or authorizations are required, it is the patient’s and primary care physician’s responsibility to provide such.  We will be unable to obtain these for you at the time of visit.

Pathology and Laboratory Services

When skin lesions are removed, the tissue specimen is sent to an outside specialist laboratory for both slide processing and interpretation.  The lab will bill the insurance and/or patient separately for this service.  To ensure high quality and accurate diagnosis of our skin biopsies, we prefer to send our specimens to the dermatopathologists at  Regional Medical Laboratory  or  Sagis Diagnostics  .

Elective Procedures Considered Not Medically Necessary

Depending on your insurance plan, the removal of skin tags and other skin lesions may be considered elective and are not covered by insurance.  After an evaluation, we will discuss these lesions and any involved costs at the time of the appointment.